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Writer's pictureDermot Butterfield

Access CDR: Business Consumer Disclosure Consent (BCDC)



Empowering Businesses with Business Consumer Disclosure Consent

Access CDR by Wych is at the forefront of revolutionising the way businesses access and utilise Consumer Data Right (CDR) data. Our Business Consumer Disclosure Consent (BCDC) solution is designed to provide businesses with a streamlined, secure, and comprehensive way to leverage their financial and operational data across various service providers.


Key Features and Benefits:

1. Effortless Access to Comprehensive Data

  • Broad Data Coverage: Wych’s BCDC solution provides access to a wide range of business data, including detailed financial records, organisational profiles, and transaction histories. This data is crucial for a variety of business applications, from financial management to customer onboarding.

  • Cross-Industry Integration: Our platform seamlessly integrates data from multiple sectors, including banking and energy. This ensures that businesses can access the full spectrum of their operational data, enabling them to make more informed decisions and optimise their processes.

2. Simplified Data Sharing with No Regulatory Hurdles

  • No Accreditation Required: Unlike traditional CDR data sharing methods that require complex regulatory compliance, Wych’s BCDC eliminates the need for businesses to obtain CDR accreditation. This means businesses can start sharing data within days, not months, significantly reducing time to market for new services.

  • Flexible Data Sharing: Our solution allows businesses to share data with a broader range of service providers, extending beyond the usual “Trusted Adviser” list. Whether it’s bookkeepers, financial advisors, or industry-specific consultants, Wych’s BCDC enables seamless data sharing with any authorised party.

3. User-Centric Consent Process

  • Intuitive Consent UI: Wych has developed an easy-to-navigate consent interface that simplifies the data-sharing process. Businesses and their service providers can effortlessly manage data consent, ensuring that all parties are fully informed about what data is being shared, with whom, and for what purpose.

  • Extended Consent Duration: With the recent updates to CDR rules, Wych allows businesses to extend consent periods up to seven years, providing long-term continuity for business operations while maintaining flexibility for shorter terms if needed.

  • Enhanced User Experience: Our UI is designed to minimise friction in the consent process, reducing drop-off rates and ensuring higher engagement. This user-centric approach not only boosts compliance but also enhances trust and transparency in data-sharing activities.

4. Streamlined Business Operations and Enhanced Funding Opportunities

  • Operational Efficiency: By integrating with Wych’s BCDC, businesses can automate and streamline key financial operations, such as payroll, invoicing, and financial reporting. This reduces manual workloads and improves the accuracy and efficiency of business processes.

  • Improved Access to Capital: The ability to quickly share accurate financial data with finance brokers and lenders through Wych’s platform opens up new funding opportunities for businesses. Whether seeking loans or other financial services, businesses can expedite the approval process and access the capital they need to grow.

5. Compliance with Enhanced CDR Rules

  • Privacy and Security: Wych ensures that unaccredited data recipients handle business data securely, aligning with the latest guidelines to mitigate risks such as unauthorised data use or data mishandling. Our solution includes features that ensure unaccredited recipients delete or de-identify consumer data once it’s no longer needed, providing additional layers of security and compliance.

  • Monitoring and Accountability: Wych’s platform ensures that any third parties involved in data handling remain accountable, reducing the risks associated with data outsourcing or indirect service providers. By staying ahead of regulatory changes, Wych guarantees that all data-sharing activities are conducted within the boundaries of the CDR framework.

Future-Proof Data Management

  • Continuous Innovation: Wych is committed to staying ahead of regulatory changes and technological advancements in the CDR landscape. Our platform is continuously updated to ensure compliance with the latest CDR rules, while also enhancing functionality to meet the evolving needs of our clients.

  • Scalable Solution: As your business grows, Wych’s BCDC solution scales with you. Whether you’re a small business or a large enterprise, our platform adapts to your needs, providing reliable and secure data-sharing capabilities at every stage of your business journey.

With our Access CDR - Business Consumer Disclosure Consent solution we empower businesses to unlock the full potential of their data. By simplifying access, enhancing operational efficiency, and enabling seamless data sharing across industries, Wych is the partner of choice for businesses looking to leverage CDR data to drive growth and innovation.

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